First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.

3009 Arthur Kill Rd, Staten Island, NY 10309, United States+1 (888) 521-4220
Client: WellSpring Health Care Solutions Company Type: Health Care Solutions Debt Relief: $3,271.66

Case study overview

WellSpring Health Care Solutions started its practice with a mission to bring affordable and accessible care for the well being of the larger community. Dr. Karen is the owner of this company. As demand for her services grew, she needed quick funding to bridge the gap between covering new medical equipment and operational costs, she took a Merchant Cash Advance (MCA).  

However, what began as a short-term fix soon became a daily struggle. The $298 daily payments quickly drained her working capital and made it difficult to manage payroll, inventory, and essential supplies. Despite steady patient flow, the mounting payment schedule was putting unnecessary strain on her business.  

When Dr. Karen reached out to us, our team immediately reviewed her MCA terms and contacted her creditors to restructure the repayment plan. After successful negotiations, we reduced her total balance from $3,271.66 to $2,700, and established a realistic payment schedule, $1,000 due on September 30, $1,000 due on October 5, and a final $700 due on October 12, all handled by FCDS.  

This new structure allowed Dr. Karen to stabilize her cash flow and regain confidence to manage her business finances. Today, WellSpring Health Care Solutions continues to grow, serving more patients while operating debt-free. Her story stands as a reminder that with the right debt relief strategy and professional guidance, even the most demanding financial challenges can be resolved smoothly and successfully.  



 

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