First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.
Get In Touch
Phone number Call Us: 000-222-9090 
Email addresshello@firstchoicedebtsolutions.org
3009 Arthur Kill Rd, Staten Island, NY 10309, United States+1 (888) 521-4220
Don't be a victim to
Merchant Cash Advances
Choose your debt amount - $50,000
Pay as little as
1,350+ Clients
“ From the start I felt I was in good hands. This is not an easy, fun process, but the entire team has been so supportive and helpful. Janice has truly been my ROCK! I am so happy I made the decision to work with First Choice. ”
“ Excellent Company to negotiate, educate, and provide Financial Support Services with more than just outstanding results. This company really takes the best care of it’s clients and goes above and beyond to in order to get the Job done right and quickly. Thank you Mrs. Cerello, Mr. Tom and Mr. Ralph!!! ”
“ Extremely efficient team. Did the work exactly as described and communicated above and beyond. 6 stars. Saved me a ton of money. Very polite too. ”
Regain your Financial
Freedom with us!
First Choice Debt Solutions help business owners to regain control of their cash flow by eliminating bad debts to rebuilding credibility and ensuring financial stability.
Take back control of your finances with Aggressive Debt Management and Mitigation Services
Our Process
Discovery Call
Step 1
Book a free, confidential consultation with one of our Senior Debt Relief Specialists
Custom Proposal & Agreement
Step 2
Get ready to be wowed by a tailored plan that seamlessly aligns with your vision, complete with bundled services and transparent terms - no surprises, just results.
Onboarding Kickoff Meeting
Step 3
Welcome to the VIP club! Gear up for a VIP experience, complete with meeting your team, and getting a clear roadmap to operate your business with confidence and a clear head.
Strategic Planning & Setup
Step 4
Buckle up, because we're about to conduct a deep dive audit, implement a comprehensive debt relief plan, and set you up for success financial stability.
Transform Your Life and Your Business by focusing on what you do best — Growing your Business!
Our Recent Results
Corey - Construction Company
Abert - Refrigeration Service
Robin - Appliance Store
Client Results
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We Serve
What Makes us Your Perfect Partner ?
Specializing in MCA debts, we convert multiple high daily payments into 1 low weekly payment for business owners of construction, trucking, restaurants, healthcare, auto repair and many more industries to get you debt free within 6-8 months
- Protect Assets
- Manage MCA Debt
- Financial Stability
Blog & Insights
How Long Does MCA Restructuring Take? What Business Owners Should Expect
When a business owner first considers restructuring MCA debt, one of the earliest questions is usually about time. How long is this going to take, and what does the clock look like while we are in it? The honest answer is that MCA restructuring takes longer than owners want and less time than the alternative, and the exact timeline depends on how many creditors are involved, how early you start, and how prepared your financial picture is going in.
Debt Restructuring vs. Debt Consolidation: Which One Addresses Cash Flow Problems?
Both of these options get pitched as cures for the same symptom. The business is stretched. The payments feel heavy. Someone offers restructuring. Someone else offers consolidation. From the outside, they can sound like minor variations on the same idea. In practice, debt restructuring vs. debt consolidation is a choice between two different tools, and only one of them is really designed to address cash flow problems directly.
Debt Negotiation vs. Debt Settlement: What's the Difference?
The words sound close enough that most people use them as if they mean the same thing. In the business debt world, they do not. Debt negotiation and debt settlement describe two different paths, aimed at two different outcomes, and the difference matters a great deal when you are trying to decide what to do about MCA debt that has grown unsustainable.