Samantha was the owner of Polaris Home Solutions, a small service business offering home maintenance and cleaning solutions to busy families. Her commitment to quality work had gained her loyal clients, but when unexpected equipment repairs, along with rising supplier costs hit all at once, she turned to an MCA as a means of staying afloat.

It seemed at first manageable until these loans started draining her working capital with their $493-per-week payments. Soon, she was trying to juggle between her operations and constant financial pressure. The stress was impacting her business growth as well as her peace of mind.

She reached out to FCDS for help. After assessing her debt terms and cash flow, our team negotiated with her creditors to design a recovery plan. Within a short period, we were able to restructure her payments from $493 per week to $268.03 so that she can make payments directly while maintaining business stability.

Today, Samantha has her finances under control and is focused on growing Polaris Home Solutions. With her debt under control and positive cash flow restored, she's even begun adding new service offerings to meet growing demand. With the right financial strategy, small business owners can get back on track after facing debt difficulties and grow again.