NextStep Business Services had built a solid reputation to help small companies with administrative and back-office support. The business owner Julia was growing steadily until unexpected expenses hit and she took quick funding through a Merchant Cash Advance (MCA).  

While the loan offered a short term relief, the weekly payments of $1,554.35 soon became unmanageable. The heavy repayment schedule left Julia to struggle to balance payroll, operations, and client projects. The mounting financial stress was threatening the very stability of her growing business.  

When Julia reached out to us, our team quickly reviewed her situation and negotiated directly with her creditors. Through focused and strategic discussions, we successfully reduced her total balance from $15,683.45 to $14,000 and secured a new, affordable plan, lowering her weekly payments to $318.18, managed by FCDS.  

With the financial strain lifted, Julia regained control of her business and her peace of mind. She was finally able to focus on serving her clients and expanding her offerings. Today, NextStep Business Services is thriving once again, proving that with expert debt relief and careful restructuring, even small businesses burdened can regain stability, rebuild confidence.