Isabella is the owner of Harvest Table Café. She had always put her heart into serving wholesome meals to her community. Her business was steady but the food prices surged and a kitchen renovation ran over budget, she took a Merchant Cash Advance to manage the shortfall.

What seemed at first like a quick solution soon proved a drain, the $715 in weekly payments began eating into her profits, leaving little to pay staff, supplies, or savings. Stress would mount from keeping up payments while maintaining her restaurant’s quality.

Isabella reached out to FCDS for help. We reviewed her MCA agreement in detail, then negotiated directly with her creditors on her behalf to help ease the burden. We successfully reduced her total balance from $6,510 to $5,000 and got her a new plan where the weekly payments were lowered to $145, allowing Isabella to make payments on her own terms.

Free from the constant financial strain, Isabella was able to give her attention to create unforgettable dining experiences. Today, Harvest Table Café is once again thriving, with a growing customer base and renewed financial stability. It is Isabella's journey that again shows how strategic debt relief can give small business owners the breathing room they need to rebuild, refocus, and flourish.