Beaver, a dedicated business owner, faced financial calamities during COVID-19. With the loss of her husband's job, their income in their home dropped drastically. While he was able to collect unemployment and was doing some side contracting work, more was needed to maintain their financial stability. The big hit came in 2022 when Beaver's landlords formally decided to sell the building where she set up her business. To protect her business, Beaver had to buy the building herself.

Due to her less-than-stellar credit score, she had no option but to pay an upfront fee of $65,000 to secure a loan. She had to obtain MCA's to fill in the gap and solve the cash flow issue for the time being, but it introduced high-pressure repayment demands. Adding to her challenges, a Medicaid breach caused payment delays of up to 175 days. As a result, she was forced to pay her doctors out of her own pocket. Due to this, Beaver fell behind in making her MCA payments, and her entire business was consequently embroiled in financial trouble.

Understanding the gravity of her situation, we intervened to offer a lifeline. Our first task was to look at the immediate pressure from her creditors. Two weeks later, we were able to negotiate settlements with all four of her creditors. The settlement brought manageable repayment terms, enabling Beaver to refocus on her growth and quit some unmanageable debts.

Through our swift action and strategic negotiations, Beaver's business avoided the risk of financial collapse. Today, her company is back on a path toward growth, demonstrating the profound impact of effective debt resolution and sound financial management.