First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.

3009 Arthur Kill Rd, Staten Island, NY 10309, United States+1 (888) 521-4220
Your Trusted Partner in Reducing Business Debt

Solutions to Master
Your

5.0 average rating

Choose your debt amount - $50,000

$10,000$1,000,000

Pay as little as

$1,050 / week
Immediate Action
Up To 80% Payment Reduction
No Escrow Account
What People Say

1,350+ Clients

Rose Nix

“ From the start I felt I was in good hands. This is not an easy, fun process, but the entire team has been so supportive and helpful. Janice has truly been my ROCK! I am so happy I made the decision to work with First Choice. ”

Rose Nix

Danny Jasso

“ Excellent Company to negotiate, educate, and provide Financial Support Services with more than just outstanding results. This company really takes the best care of it’s clients and goes above and beyond to in order to get the Job done right and quickly. Thank you Mrs. Cerello, Mr. Tom and Mr. Ralph!!! ”

Danny Jasso

Jacob Cromwell

“ Extremely efficient team. Did the work exactly as described and communicated above and beyond. 6 stars. Saved me a ton of money. Very polite too. ”

Jacob Cromwell

Regain your Financial
Freedom with us!

First Choice Debt Solutions help business owners to regain control of their cash flow by eliminating bad debts to rebuilding credibility and ensuring financial stability.

Take back control of your finances with Aggressive Debt Management and Mitigation Services

author
DirectorRalph Tommasso
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Our Process

Discovery Call

Step 1

Book a free, confidential consultation with one of our Senior Debt Relief Specialists

Custom Proposal & Agreement

Step 2

Get ready to be wowed by a tailored plan that seamlessly aligns with your vision, complete with bundled services and transparent terms - no surprises, just results.

Onboarding Kickoff Meeting

Step 3

Welcome to the VIP club! Gear up for a VIP experience, complete with meeting your team, and getting a clear roadmap to operate your business with confidence and a clear head.

Strategic Planning & Setup

Step 4

Buckle up, because we're about to conduct a deep dive audit, implement a comprehensive debt relief plan, and set you up for success financial stability.

Transform Your Life and Your Business by focusing on what you do best — Growing your Business!

Customer Stories

Our Recent Results

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Projecting Increased Sales from Scratch

Corey - Construction Company

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Optimising Financing with Lowered Payments

Abert - Refrigeration Service

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Resolving Litigations with Cash flow Relief

Robin - Appliance Store

Industries

We Serve

Reduce the shortage of cash between projects with our debt relief solutions. Focus on building while we handle the cash flow challenges.

Tailored solutions to keep your healthcare services running. Bridging your cash flow while waiting on insurance payouts through effective debt relief.

Traditional financing is hard to get in your industry. MCA's destroy your cash flow. We offer debt relief to smooth out your operational needs.

Tailored debt relief solutions to meet the unique needs of small businesses. Serving varied industries such as roofing, auto repair, manufacturing, hair salons. Reliable and efficient support to keep your business thriving, not just surviving.
Trusted Since 2018

What Makes us Your Perfect Partner ?

Specializing in MCA debts, we convert multiple high daily payments into 1 low weekly payment for business owners of construction, trucking, restaurants, healthcare, auto repair and many more industries to get you debt free within 6-8 months

  • Protect Assets
  • Manage MCA Debt
  • Financial Stability
Recent Updates

Blog & Insights

4 Sep

From Vendors to Banks: Understanding Who Your Business Really Owes

Business debt is not always as straightforward as it seems. Many owners think of debt only as loans from banks. But in reality, businesses owe money to many different parties. These debts can range from unpaid invoices to credit lines, and each type has its own impact on operations. Understanding who your business really owes is the first step toward managing finances better. In this blog, we will break down the different types of business debt and explain how they affect your company.

4 Sep

The Silent Partner You Never Wanted: How Debt Shapes Business Decisions

Running a business often feels like a balancing act. You need to manage employees, customers, suppliers, and markets. But for many owners, there is another influence that shapes every step they take. It is not an investor or a board member. It is debt. Debt becomes the silent partner that no one asks for, yet it quietly controls decisions, priorities, and even the future of the business. In this blog, we will explore how debt affects decision-making. We will also look at the hidden ways it limits freedom, and how business owners can take back control.

24 Aug

Rebuilding Reputation After a Debt Crisis: Is It Possible?

A debt crisis can feel like a storm that sweeps away more than just money. For many business owners, it leaves behind something more challenging to fix: their reputation. Once vendors, lenders, and customers know a company has struggled with debt, doubts begin to rise. Can they pay on time? Can they be trusted with new deals? Will they survive another setback?