First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.

3009 Arthur Kill Rd, Staten Island, NY 10309, United States+1 (888) 521-4220
Your Trusted Partner in Reducing Business Debt

Solutions to Master
Your

5.0 average rating

Choose your debt amount - $50,000

$10,000$1,000,000

Pay as little as

$1,050 / week
Get Started
Immediate Action
Up To 80% Payment Reduction
No Escrow Account
What People Say

1,350+ Clients

Rose Nix

“ From the start I felt I was in good hands. This is not an easy, fun process, but the entire team has been so supportive and helpful. Janice has truly been my ROCK! I am so happy I made the decision to work with First Choice. ”

Rose Nix

Danny Jasso

“ Excellent Company to negotiate, educate, and provide Financial Support Services with more than just outstanding results. This company really takes the best care of it’s clients and goes above and beyond to in order to get the Job done right and quickly. Thank you Mrs. Cerello, Mr. Tom and Mr. Ralph!!! ”

Danny Jasso

Jacob Cromwell

“ Extremely efficient team. Did the work exactly as described and communicated above and beyond. 6 stars. Saved me a ton of money. Very polite too. ”

Jacob Cromwell

Regain your Financial
Freedom with us!

First Choice Debt Solutions help business owners to regain control of their cash flow by eliminating bad debts to rebuilding credibility and ensuring financial stability.

Take back control of your finances with Aggressive Debt Management and Mitigation Services

author
DirectorRalph Tommasso
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Our Process

Discovery Call

Step 1

Book a free, confidential consultation with one of our Senior Debt Relief Specialists

Custom Proposal & Agreement

Step 2

Get ready to be wowed by a tailored plan that seamlessly aligns with your vision, complete with bundled services and transparent terms - no surprises, just results.

Onboarding Kickoff Meeting

Step 3

Welcome to the VIP club! Gear up for a VIP experience, complete with meeting your team, and getting a clear roadmap to operate your business with confidence and a clear head.

Strategic Planning & Setup

Step 4

Buckle up, because we're about to conduct a deep dive audit, implement a comprehensive debt relief plan, and set you up for success financial stability.

Transform Your Life and Your Business by focusing on what you do best — Growing your Business!

Customer Stories

Our Recent Results

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Projecting Increased Sales from Scratch

Corey - Construction Company

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Optimising Financing with Lowered Payments

Abert - Refrigeration Service

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Resolving Litigations with Cash flow Relief

Robin - Appliance Store

Industries

We Serve

Reduce the shortage of cash between projects with our debt relief solutions. Focus on building while we handle the cash flow challenges.

Tailored solutions to keep your healthcare services running. Bridging your cash flow while waiting on insurance payouts through effective debt relief.

Traditional financing is hard to get in your industry. MCA's destroy your cash flow. We offer debt relief to smooth out your operational needs.

Tailored debt relief solutions to meet the unique needs of small businesses. Serving varied industries such as roofing, auto repair, manufacturing, hair salons. Reliable and efficient support to keep your business thriving, not just surviving.
Trusted Since 2018

What Makes us Your Perfect Partner ?

Specializing in MCA debts, we convert multiple high daily payments into 1 low weekly payment for business owners of construction, trucking, restaurants, healthcare, auto repair and many more industries to get you debt free within 6-8 months

  • Protect Assets
  • Manage MCA Debt
  • Financial Stability
Recent Updates

Blog & Insights

4 Jun

Signs Your Business Debt Is Getting Out of Control

If debt spirals out of control, it can be a catastrophe for your business. One should be aware of the warning signs ahead of time

29 May

Why some MCA lenders love desperate borrowers: A Look Behind The Curtain

When small businesses experience cash flow shortages, surprise expenses, or are rejected by mainstream lenders, it's either because the sales quarter was sluggish or the credit application was rejected. However, the financial pressure mounts fast — and agonizingly. In that pressure cooker, Merchant Cash Advances (MCAs) tend to show up as a lifeline.

28 May

Debt Layering and How It's Hurting Your Cash Flow

Debt is one of the most common problems for any business owner. In business and even in individual finance, debt can prove helpful when employed smartly. Yet when debts build up in no particular pattern without a plan of repayment or united financial scheme, you're at risk for entering what's termed "debt layering." It's invisible but a potential danger to your cash flow. You may end up in a debt trap and find no way out. It may be your ultimate financial wellness.